At Life Insured by Chris, we believe life insurance should bring clarity, confidence, and real protection, not confusion or pressure. Founded in 2024 with a mission to serve veterans, working professionals, and families honestly and transparently, we provide education-first guidance so you can make informed decisions about your coverage. If you’re looking for affordable final expense life insurance, you’re in the right place.

What Is Final Expense Insurance?

Final expense insurance, also known as burial insurance or funeral insurance, is a type of whole life insurance designed to cover:

• Funeral and burial costs
• Cremation expenses
• Medical bills
• Outstanding debts
• Small estate expenses

With funeral costs averaging $5,000–$20,000+, having a final expense policy ensures your loved ones aren’t left with financial stress during an already difficult time.

Benefits of Final Expense Life Insurance

• Permanent Coverage (Whole Life Policy)
• Fixed Monthly Premiums
• Guaranteed Death Benefit
• Fast Approval Options
• No Medical Exam in Many Cases

This type of policy is ideal for individuals ages 45–85 who want simple, affordable coverage without complicated underwriting.

How Much Does Final Expense Insurance Cost?

Monthly premiums depend on:

• Age
• Gender
• Health status
• Coverage amount

Policies often start as low as $30–$60 per month depending on eligibility. Our online quoter allows you to compare options instantly and find a policy that fits your budget.

Who Should Consider Final Expense Coverage?

Final expense insurance may be right for you if:

• You don’t want your family paying for funeral expenses
• You don’t qualify for large traditional policies
• You want permanent, simple coverage
• You prefer predictable, fixed premiums

Whether you’re planning responsibly for the future or protecting your loved ones today, this coverage provides peace of mind.

Why Planning Ahead Matters

Life insurance isn’t just a checkbox, it’s a tool for long-term security. At Life Insured by Chris, we teach clients how to use coverage strategically to protect their family’s financial future. We exist to serve, guide, and protect with honesty and transparency.

Get Your Free Final Expense Quote Today

Take the first step toward protecting your loved ones.

✅ Compare top-rated carriers

✅ View affordable burial insurance options

✅ Get coverage that fits your budget

Start your free final expense life insurance quote now.

Choosing Life Insured By Chris means choosing clarity, choice, and long-term support. As an independent brokerage, we are focused on helping you secure coverage that truly protects your future not just selling a policy. Here’s how that benefits you:

• Access to multiple carriers and policy types
  We shop over 30 A+ rated insurers so you don’t have to.
• Objective, client-first guidance
  No single-company bias our recommendations are based on your needs.
• Better approval outcomes
  We match you with carriers most favorable to your health profile.
• Side-by-side comparisons
  Evaluate price, benefits, flexibility, and long-term value with confidence.
• Personal support before and after approval
  From application to activation, we guide you every step of the way.
• Ongoing service and policy reviews
  Life changes, we help update coverage, beneficiaries, and assist with claims.

We take the time to understand your situation, explain your options in plain language, and walk you through the pros and trade-offs so you can make informed decisions. Our focus is simple: getting you the right policy, not just any policy.