Compare Life Insurance Quotes from 30+ Top-Rated Carriers
If you died tomorrow, would the burden of funeral costs and debts be on your surviving family?
Testimonials
Making life insurance simple, affordable, and accessible for everyone.
Who We Help
Life insurance isn't one-size-fits-all and you shouldn't settle for a policy that wasn't built for your life. Whether you're a parent, a professional, or a veteran, Life Insured By Chris finds the right coverage for you.
That's not how Life Insured By Chris works.
As an independent brokerage, we work for you, not the carriers. That distinction matters more than most people realize. It means every recommendation made is based on what's actually best for your situation not what a single company happens to offer.
With access to 30+ top-rated insurance companies across 20 states, we do the shopping, comparing, and vetting for you. We look at pricing based on your specific health profile, examine policy details and exclusions most people never think to ask about, and match you with coverage that fits your real budget and long-term goals. You get options. You make the decision. There's no pressure either way and the relationship doesn't end once you're covered.
Life changes, new baby, new home, new job, new health situation and your coverage should keep up. Life Insured By Chris is here for the long term, whether that means reviewing your policy as your needs evolve, updating your beneficiaries, adjusting your coverage levels, helping you understand your benefits, or supporting your family through a claim when it matters most. This isn't a one-time transaction. It's ongoing protection with someone in your corner.
More carriers. Better options. Someone who actually works for you.
Book your free 15-minute coverage review today!
Why Work with Life Insured By Chris
Independent Guidance. Personalized Coverage. Protection You Can Trust.
You get real options, not a sales pitch
We are not locked into one company. We shop 30+ carriers to find what's actually best for you.
Wherever you live, we got you covered
Serving families across 20 states and growing.
We specialize in the people most companies overlook
Veterans, working professionals, those with health challenges, and first-time buyers who don't know where to start.
This isn't a one-time transaction
We are here when life changes, new baby, new home, new job, to make sure your coverage keeps up.
Dedicated to making life insurance
Simple, accessible, and stress-free.
Product Highlights
Making life insurance simple, affordable, and accessible for everyone. Browse the options below, then book a free 15-minute call, and we will tell you exactly what fits your situation and what it costs.
Not Sure What You Need? We’ll Help You Decide
You don't have to figure this out alone. Tell us a little about your situation and we'll match you with the right coverage type, compare your options across 30+ carriers, and walk you through exactly what makes sense in about 15 minutes. See My Coverage Options →
See My Coverage Options
Maximum Coverage. Minimum Cost. (Term Life)
Term life is the most affordable way to protect your family's income during the years they need it most. You choose the coverage amount and the length of time, 10, 20, or 30 years, and lock in a fixed rate that never increases. If you have a mortgage, young kids, or anyone depending on your paycheck, this is where most people start. Find out what term life costs at your age →
See My Coverage Options
Coverage That Never Expires (Whole Life)
Whole life insurance stays in force for the rest of your life as long as premiums are paid. Your rate is locked in from day one and never increases. It also builds cash value over time that you can borrow against. If you want permanent protection and predictable payments, this is worth a close look. See if whole life fits your goals →
See My Coverage Options
No Medical Exam. No Hassle. Just Coverage. (No Exam)
If you have health challenges, have been declined before, or simply want fast coverage without the wait, no-exam plans are designed for you. Many applicants are approved same-day. No blood draw, no doctor visit, no lengthy underwriting process just straightforward coverage that works for your health profile. Find out if you qualify →
See My Coverage Options
We Shop the Market So You Don’t Overpay
As an independent brokerage, we aren't tied to any single insurance company. We compare plans across 30+ top-rated carriers to find the best combination of price, coverage, and approval odds for your specific situation. See what's available at your budget →
See My Coverage Options
Ready to Find Out What You Qualify For?
You've seen the options. Now let us do the work. In 15 minutes we'll compare plans from 30+ carriers, tell you what you qualify for, and show you exactly what it costs at your budget for free, with zero obligation to buy. This is how most clients get started. See My Coverage Options →
See My Coverage OptionsCarriers & Products
Life Insured By Chris is an independent brokerage and is not owned by, operated by, or exclusively affiliated with any one insurance company. We compare 30+ top-rated carriers, including Americo, American Home Life, InstaBrain, Mutual of Omaha, and Transamerica, across whole life, term life, final expense, and no-medical-exam coverage. Through a coverage review, we match you with the carrier and policy that offers the best combination of coverage, cost, approval odds based on your age and health
Blog
The Life Insurance Playbook: A Broker’s Guide To Getting Covered Right
Schedule a Consultation
We personally review your situation, compare coverage from 30+ top-rated carriers, and find the plan that fits your budget. Most families are surprised how affordable real life insurance coverage is, and it only takes 15 minutes.
- 1908 Spruce Drive Northwest, Washington, DC, USA
- Licensed In 20 States
- +1-(202) 641-5953 - Life Insured By Chris
- christopher.franklin@lifeinsuredbychris.com
- Monday – Friday: 8:00 AM – 5:00 PM EST Saturday: By Appointment Response Guaranteed Within 24 Hours Serving • Clients • Nationwide
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Contact
Making life insurance simple, affordable, and accessible for everyone.
(202) 641-5953
Life Insured By Chris
1908 Spruce Drive NW, Washington, DC 20012
Address
Mon - Fri: 8AM - 5PM (EST)
