Learn how Ethos whole life insurance works, what it costs, and who it’s best for. Get an instant quote online with no medical exam.
Read MoreLIFE INSURED BY CHRIS
Life Insurance Brokerage in Washington, DC
Secure Your Future, Today
Get the right life insurance plan for you, not just one carrier.
About Us
Life Insured By Chris is an independent life insurance brokerage dedicated to helping individuals and families protect what matters most. Licensed in over 14 states, we partner with more than 30 A+ rated insurance carriers to provide unbiased guidance and customized coverage solutions without the pressure of a one-company agenda. We proudly serve veterans, working professionals, families, and individuals by simplifying the life insurance process and making protection easier to understand, access, and maintain.
Our role is to advocate for you comparing policies, explaining options clearly, and helping you secure coverage that aligns with your goals, health profile, and budget. Because we are independent, we’re able to shop the market on your behalf. Whether you’re seeking term life, whole life, final expense, simplified-issue, or guaranteed-issue insurance, we evaluate pricing, benefits, and approval likelihood across multiple carriers to ensure the best possible fit.
Our commitment doesn’t stop once your policy is issued. We provide ongoing support through every stage of life helping with policy reviews, beneficiary updates, coverage adjustments, and claims assistance as your needs evolve.
Licensed States:
Washington, DC, Maryland, South Carolina, Ohio, Florida, Utah, California, Missouri, North Carolina, Texas, Tennessee, Georgia, Nevada, Kansas, New York, and Illinois.
Our role is to advocate for you comparing policies, explaining options clearly, and helping you secure coverage that aligns with your goals, health profile, and budget. Because we are independent, we’re able to shop the market on your behalf. Whether you’re seeking term life, whole life, final expense, simplified-issue, or guaranteed-issue insurance, we evaluate pricing, benefits, and approval likelihood across multiple carriers to ensure the best possible fit.
Our commitment doesn’t stop once your policy is issued. We provide ongoing support through every stage of life helping with policy reviews, beneficiary updates, coverage adjustments, and claims assistance as your needs evolve.
Licensed States:
Washington, DC, Maryland, South Carolina, Ohio, Florida, Utah, California, Missouri, North Carolina, Texas, Tennessee, Georgia, Nevada, Kansas, New York, and Illinois.
Why Work with Life Insured By Chris
1
Independent Brokerage
offering unbiased carrier recommendations
2
Licensed in 14+ states
and experienced serving diverse clients
3
Special focus
on veterans, emerging professionals, individuals, and families.
4
Personalized policy reviews
and ongoing support
5
Dedicated to making insurance
simple, accessible, and stress-free
Product Highlights
Final Expense Quoter
Why Choose an Independent Brokerage?
Life insurance shouldn’t be confusing, limiting, or one-sided. As an independent brokerage, Life Insured By Chris works for you, not for a single insurance company.
Unlike captive agents who can only offer policies from one provider, we partner with multiple top-rated insurers. That means more options, more flexibility, and a better chance of finding coverage that fits your budget, health history, and long-term goals.
By comparing carriers on your behalf, we help you avoid overpaying, reduce approval hurdles, and select a policy designed to protect your loved ones now and in the future.
Our independence allows us to remain objective, transparent, and fully focused on your best interests.
More carriers. Better options. Smarter protection.
Unlike captive agents who can only offer policies from one provider, we partner with multiple top-rated insurers. That means more options, more flexibility, and a better chance of finding coverage that fits your budget, health history, and long-term goals.
By comparing carriers on your behalf, we help you avoid overpaying, reduce approval hurdles, and select a policy designed to protect your loved ones now and in the future.
Our independence allows us to remain objective, transparent, and fully focused on your best interests.
More carriers. Better options. Smarter protection.
What That Means for You
Choosing Life Insured By Chris means choosing clarity, choice, and long-term support. As an independent brokerage licensed in DC, MD, SC, OH, FL, UT, CA, MO, NC, TX, TN, GA, NV, NY, and IL, we are focused on helping you secure coverage that truly protects your future not just selling a policy. Here’s how that benefits you:
- Access to multiple carriers and policy types
We shop over 30 A+ rated insurers so you don’t have to. - Objective, client-first guidance
No single-company bias our recommendations are based on your needs. - Better approval outcomes
We match you with carriers most favorable to your health profile. - Side-by-side comparisons
Evaluate price, benefits, flexibility, and long-term value with confidence. - Personal support before and after approval
From application to activation, we guide you every step of the way. - Ongoing service and policy reviews
Life changes, we help update coverage, beneficiaries, and assist with claims.
We take the time to understand your situation, explain your options in plain language, and walk you through the pros and trade-offs so you can make informed decisions. Our focus is simple: getting you the right policy, not just any policy.
Peace of Mind
Your Family's Tomorrow, Taken Care of Today
Carriers & Products
Americo Life Insurance
Americo is a respected, financially stable insurer offering a strong range of life insurance solutions designed to protect families long-term. Known for flexible underwriting and policy options, Americo makes it easier for clients to secure meaningful protection that fits their budget and needs.
Learn More
Transamerica Life Insurance
Transamerica offers a comprehensive product lineup that covers a wide spectrum of client needs for temporary and permanent life insurance protection, accumulation products to help supplement retirement income, and coverage for final expense needs.
Learn More
Ethos Life Insurance
Ethos brings modern convenience to life insurance with digital underwriting, easy online applications, and fast approvals. No scheduling or lengthy paperwork. Get Covered in Minutes. Apply online without speaking to an agent - guaranteed instant decision.
Learn More
Mutual of Omaha Life Insurance
Mutual of Omaha is a nationally trusted life insurance provider with comprehensive coverage options for every stage of life from children to seniors.
Learn More
Corebridge Life Insurance
Corebridge (formerly part of AIG) specializes in simplified and guaranteed-issue life insurance solutions that make lifetime protection accessible without traditional medical exams.
Learn More
American Amicable Life Insurance
Explore American Amicable life insurance with Family Legacy and Dignity Solution plans. Affordable whole life and final expense coverage with guaranteed benefits.
Learn More
American Home Life Insurance
American Home Life offers Guide Star and Patriot whole life insurance with guaranteed benefits, cash value, and senior-friendly underwriting.
Learn More
CVS Health (Aetna Accendo Life Insurance)
Aetna Accendo life insurance offers guaranteed issue and simplified final expense coverage with fast approvals and affordable premiums.
Learn More
Foresters Financial
Foresters life insurance offers Bright Future and Plan Right whole life policies with living benefits, member perks, and lifelong protection.
Learn More
Liberty Bankers Life Insurance
Liberty Bankers life insurance offers affordable whole life and final expense plans with simplified underwriting and guaranteed benefits.
Learn More
Royal Neighbors of America
Royal Neighbors single premium whole life insurance provides guaranteed lifetime coverage with immediate cash value and estate planning benefits.
Learn More
United Home Life (UHL) Insurance
United Home Life insurance offers affordable final expense and whole life policies with simplified underwriting and fast approvals.
Learn MoreBlog
See if Americo whole life insurance is right for you. Learn about costs, final expense options, and get a free personalized quote today.
Read MoreLearn how Transamerica whole life insurance works, costs, pros & cons, and who it’s best for. Compare quotes with a licensed independent broker.
Read MoreExplore how whole life insurance operates and benefits policyholders.
Read MoreExplore how a complimentary will kit can help you secure your family's future by providing a simple and accessible way to create a will.
Read MoreLearn why the Americo Eagle Premier stands out as the optimal choice for your insurance needs.
Read MoreA comprehensive guide on what to know before purchasing life insurance.
Read MoreA comprehensive guide to help Gen Z understand the importance and benefits of life insurance.
Read MoreDiscover five essential tips for veterans to choose the right life insurance policy that suits their needs and secures their family’s future.
Read MoreLearn how to choose the right life insurance in Washington, DC with tips on finding coverage that fits your needs. Explore affordable life insurance in DC options and get expert advice from the best life insurance agent in Washington, DC to secure your future.
Read MoreSchedule a Consultation
- 1908 Spruce Drive Northwest, Washington, DC, USA
- +1-2026415953
- ccfranklin2727@gmail.com
- Mon-Fri - 08:00-17:00
Testimonials
Careers
Independent Life Insurance Agent/Broker
remote - 54353
Life Insurance Agent Careers at Life Insured By Chris
Looking for a work-from-home life insurance agent opportunity that offers flexibility, independence, and unlimited income potential?
Life Insured By Chris is an independent life insurance brokerage actively recruiting motivated agents and brokers nationwide.
Whether you’re seeking a full-time career or a part-time income opportunity, we provide the tools, carrier access, and support to help you succeed without captive contracts.
Why Join Life Insured By Chris?
As an independent life insurance agent, you deserve the freedom to build your business your way. At Life Insured By Chris, we focus on empowering agents not limiting them.
What We Offer:
Who This Opportunity Is For
This career path is ideal for:
Build Your Insurance Career on Your Terms
At Life Insured By Chris, you’re not just another agent, you’re a partner. We believe in:
Ready to Get Started?
If you’re searching for a life insurance agent career that allows you to work from home, choose your schedule, and earn without limits, we’d love to connect.
Looking for a work-from-home life insurance agent opportunity that offers flexibility, independence, and unlimited income potential?
Life Insured By Chris is an independent life insurance brokerage actively recruiting motivated agents and brokers nationwide.
Whether you’re seeking a full-time career or a part-time income opportunity, we provide the tools, carrier access, and support to help you succeed without captive contracts.
Why Join Life Insured By Chris?
As an independent life insurance agent, you deserve the freedom to build your business your way. At Life Insured By Chris, we focus on empowering agents not limiting them.
What We Offer:
- ✅ 100% Remote – Work From Home
- ✅ Full-Time or Part-Time Flexibility
- ✅ Uncapped Commission Income
- ✅ Non-Captive, Independent Structure
- ✅ Access to 30+ A+ Rated Insurance Carriers
- ✅ Serve Families, Veterans, and Working Professionals
Who This Opportunity Is For
This career path is ideal for:
- Licensed life insurance agents seeking better commissions
- Agents tired of captive or one-carrier limitations
- New agents looking for guidance and flexibility
- Professionals seeking a remote, commission-based income
- Individuals wanting to grow a long-term insurance business
Build Your Insurance Career on Your Terms
At Life Insured By Chris, you’re not just another agent, you’re a partner. We believe in:
- Transparency
- Professional growth
- Client-first education
- Long-term income sustainability
Ready to Get Started?
If you’re searching for a life insurance agent career that allows you to work from home, choose your schedule, and earn without limits, we’d love to connect.
Requirements
To succeed as a Life Insurance Agent/Broker with Life Insured By Chris, candidates should meet the following:
- Active life insurance license (or willingness to obtain one)
- Ability to work independently in a remote environment
- Strong communication and relationship-building skills
- Professional, ethical, and client-first mindset
- Reliable internet access and phone/computer setup
- Self-motivated with a desire to grow income and skillset
- Prior sales or insurance experience preferred, but not required
Bonuses
Your income is directly tied to your effort and production.
- Uncapped commission-based compensation
- Performance-based bonuses and incentives (where applicable)
- Opportunity to increase earnings through volume and consistency
- Long-term income potential through client retention and renewals
- No income ceiling! Build at your own pace
Benefits
Joining Life Insured By Chris means gaining the freedom and resources to build your insurance career your way.
- 100% remote, work-from-home opportunity
- Full-time or part-time flexibility
- Independent, non-captive brokerage model
- Access to 30+ A+ rated insurance carriers
- Ability to serve clients nationwide (where licensed)
- Supportive, growth-focused environment
- No pressure to sell a single carrier or product
Responsibilities
As an independent agent, your primary focus is educating clients and helping them secure the right coverage for their needs.
Key responsibilities include:
Key responsibilities include:
- Conducting phone or virtual consultations with prospective clients
- Assessing client needs and recommending appropriate life insurance solutions
- Presenting policies from multiple A+ rated carriers in a clear, transparent manner
- Assisting clients through the application and underwriting process
- Maintaining accurate records and follow-ups
- Building long-term client relationships based on trust and service
- Staying compliant with state licensing and carrier guidelines
Contact
(202) 641-5953
Life Insured By Chris
1908 Spruce Drive NW Washington, DC 20012
Address
Mon- Thurs: 8:00am - 5pm Other hours and weekends available by appointment