Compare Life Insurance Quotes from 30+ Top-Rated Carriers
If you died tomorrow, would the burden of funeral costs and debts be on your surviving family?
Testimonials
Trusted by Families Who Chose to Plan Ahead.
About Life Insured By Chris
You didn't skip life insurance because you didn't care. You skipped it because nobody made it simple.
Most people don't buy life insurance because they're confused, skeptical, or don't know where to start.
Most people who don't have life insurance aren't irresponsible. They're overwhelmed. They Googled it once, got hit with jargon, felt pressure from an agent pushing one company's products, and quietly put it off. Then another year passed.
That's exactly why Life Insured By Chris exists. Christopher Franklin founded this brokerage in 2024 with one conviction: the reason most families go unprotected isn't cost, it's confusion. And confusion is fixable.
Here's how it works. You book a free 15-minute call. We ask you real questions about your health, your family, your budget, and what you're actually trying to protect. Then we shop 30+ top-rated insurance carriers to find the plan that fits your life. You get clear options, plain-English explanations, and zero pressure. You decide if and when you're ready.
Life Insured By Chris specializes in the people most life insurance agents overlook: families protecting a mortgage and an income, veterans navigating coverage after service, working professionals whose employer plan disappears the day they change jobs, and individuals with health challenges who've been told no or quoted unaffordable rates elsewhere.
Licensed across 17 states. Access to 30+ carriers. One goal, to make sure the people you love are never left scrambling because you didn't have time to figure this out. The call is free and the clarity is immediate.
Most people don't buy life insurance because they're confused, skeptical, or don't know where to start.
Most people who don't have life insurance aren't irresponsible. They're overwhelmed. They Googled it once, got hit with jargon, felt pressure from an agent pushing one company's products, and quietly put it off. Then another year passed.
That's exactly why Life Insured By Chris exists. Christopher Franklin founded this brokerage in 2024 with one conviction: the reason most families go unprotected isn't cost, it's confusion. And confusion is fixable.
Here's how it works. You book a free 15-minute call. We ask you real questions about your health, your family, your budget, and what you're actually trying to protect. Then we shop 30+ top-rated insurance carriers to find the plan that fits your life. You get clear options, plain-English explanations, and zero pressure. You decide if and when you're ready.
Life Insured By Chris specializes in the people most life insurance agents overlook: families protecting a mortgage and an income, veterans navigating coverage after service, working professionals whose employer plan disappears the day they change jobs, and individuals with health challenges who've been told no or quoted unaffordable rates elsewhere.
Licensed across 17 states. Access to 30+ carriers. One goal, to make sure the people you love are never left scrambling because you didn't have time to figure this out. The call is free and the clarity is immediate.
Who We Help
Life insurance isn't one-size-fits-all and you shouldn't settle for a policy that wasn't built for your life. Whether you're a parent, a professional, or a veteran, Life Insured By Chris finds the right coverage for you.
Your income protects everything, the mortgage, childcare, the life you've built.
One wrong move could leave them without it. We find the right term, whole life, or mortgage protection policy for your family's reality.
Your employer's life insurance covers 1x your salary. Experts recommend 10x and that coverage disappears the day you leave the job. We fill the gap with a portable personal policy built around your career.
Most military insurance coverage ends when your service does. Too many families are left exposed at exactly the wrong time. We specialize in coverage for veteran health profiles including service-related conditions.
Why Choose an Independent Brokerage?
When you go directly to an insurance company, you get one company's options, one company's pricing, and one company's motivation to sell you their product.
That's not how Life Insured By Chris works.
As an independent brokerage, we work for you, not the carriers. That distinction matters more than most people realize. It means every recommendation made is based on what's actually best for your situation not what a single company happens to offer.
With access to 30+ top-rated insurance companies across 17 states, we do the shopping, comparing, and vetting for you. We look at pricing based on your specific health profile, examine policy details and exclusions most people never think to ask about, and match you with coverage that fits your real budget and long-term goals. You get options. You make the decision. There's no pressure either way and the relationship doesn't end once you're covered.
Life changes, new baby, new home, new job, new health situation and your coverage should keep up. Life Insured By Chris is here for the long term, whether that means reviewing your policy as your needs evolve, updating your beneficiaries, adjusting your coverage levels, helping you understand your benefits, or supporting your family through a claim when it matters most. This isn't a one-time transaction. It's ongoing protection with someone in your corner.
More carriers. Better options. Someone who actually works for you.
Book your free 15-minute coverage review today!
That's not how Life Insured By Chris works.
As an independent brokerage, we work for you, not the carriers. That distinction matters more than most people realize. It means every recommendation made is based on what's actually best for your situation not what a single company happens to offer.
With access to 30+ top-rated insurance companies across 17 states, we do the shopping, comparing, and vetting for you. We look at pricing based on your specific health profile, examine policy details and exclusions most people never think to ask about, and match you with coverage that fits your real budget and long-term goals. You get options. You make the decision. There's no pressure either way and the relationship doesn't end once you're covered.
Life changes, new baby, new home, new job, new health situation and your coverage should keep up. Life Insured By Chris is here for the long term, whether that means reviewing your policy as your needs evolve, updating your beneficiaries, adjusting your coverage levels, helping you understand your benefits, or supporting your family through a claim when it matters most. This isn't a one-time transaction. It's ongoing protection with someone in your corner.
More carriers. Better options. Someone who actually works for you.
Book your free 15-minute coverage review today!
Why Work with Life Insured By Chris
Independent Guidance. Personalized Coverage. Protection You Can Trust.
1
You get real options, not a sales pitch
We are not locked into one company. We shop 30+ carriers to find what's actually best for you.
2
Wherever you live, we got you covered
Serving families across 17 states and growing.
3
We specialize in the people most companies overlook
Veterans, working professionals, those with health challenges, and first-time buyers who don't know where to start.
4
This isn't a one-time transaction
We are here when life changes, new baby, new home, new job, to make sure your coverage keeps up.
5
Dedicated to making life insurance
Simple, accessible, and stress-free.
Free Will Kit & Estate Planning
Protect What Matters. Plan for Their Future
Product Highlights
Find the Right Coverage for Your Life Browse the options below then book a free 15-minute call and we will tell you exactly what fits your situation and what it costs.
Carriers & Products
Life Insured By Chris is an independent brokerage and is not owned by, operated by, or exclusively affiliated with any one insurance company. We partner with top carriers known for financial strength and flexible underwriting. Through a free 15-minute coverage review, we compare options and match you with the carrier that offers the best coverage and value based on your health, needs, and goals.
Not Sure Which Carrier Is Right for You?
Every carrier on this list has different strengths and the right one for you depends on your age, health, budget, and coverage goals. Life Insured By Chris compares all of them on your behalf and only brings you the options that actually make sense for your situation. Book a free 15-minute call to find out which carrier gives you the best coverage at the best rate. *Life Insured By Chris is independent insurance brokerage and is not owned by, operated by, or exclusively affiliated with any single insurance carrier.
See My Coverage OptionsSchedule a Consultation
We personally review your situation, compare coverage from 30+ top-rated carriers, and find the plan that fits your budget. Most families are surprised how affordable real life insurance coverage is and it only takes 15 minutes.
- 1908 Spruce Drive Northwest, Washington D.C., DC, USA
- Licensed in 17 States
- +1-(202) 641-5953
- christopher.franklin@lifeinsuredbychris.com
- Monday – Friday: 8:00 AM – 5:00 PM EST Saturday: By Appointment Response guaranteed within 24 hours Serving • Clients • Nationwide
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Contact
We’re Here When You’re Ready.
(202) 641-5953
Life Insured By Chris
1908 Spruce Drive NW, Washington, DC 20012
Address
Mon - Fri: 8AM - 5PM (EST)
