Get Free Life Insurance Quotes & Expert Guidance From 30+ Top-Rated Carriers
Independent Brokerage · Licensed in 20+ States · No-Obligation 15-Minute Consultation
That's not how Life Insured By Chris works.
As an independent brokerage, we work for you, not the carriers. That distinction matters more than most people realize. It means every recommendation made is based on what's actually best for your situation not what a single company happens to offer.
With access to 30+ top-rated insurance companies across 20 states, we do the shopping, comparing, and vetting for you. We look at pricing based on your specific health profile, examine policy details and exclusions most people never think to ask about, and match you with coverage that fits your real budget and long-term goals. You get options. You make the decision. There's no pressure either way and the relationship doesn't end once you're covered.
Life changes, new baby, new home, new job, new health situation and your coverage should keep up. Life Insured By Chris is here for the long term, whether that means reviewing your policy as your needs evolve, updating your beneficiaries, adjusting your coverage levels, helping you understand your benefits, or supporting your family through a claim when it matters most. This isn't a one-time transaction. It's ongoing protection with someone in your corner.
More carriers. Better options. Someone who actually works for you.
Book your free 15-minute coverage review today!
Carriers & Products
Life Insured By Chris is an independent brokerage and is not owned by, operated by, or exclusively affiliated with any one insurance company. We compare 30+ top-rated carriers, including Americo, American Home Life, InstaBrain, Mutual of Omaha, and Transamerica, across whole life, term life, final expense, and no-medical-exam coverage. Through a coverage review, we match you with the carrier and policy that offers the best combination of coverage, cost, approval odds based on your age and health
American Home Life Insurance
American Home Life offers permanent whole life protection through their Guide Star and Patriot plans both designed with seniors and individuals who want simple, stable coverage in mind. Fixed premiums, guaranteed cash value growth, and senior-friendly underwriting make this a practical option for clients looking for lifelong protection without medical hoops to jump through.
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Americo Life Insurance
Americo is a financially stable, A-rated carrier known for flexible underwriting that works in favor of clients other companies decline. If you have a health condition or have been quoted high rates elsewhere, Americo is often one of the first carriers Life Insured By Chris looks at. Strong term and whole life options with competitive pricing across a wide range of health profiles.
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Ethos Life Insurance
Ethos is built for people who want coverage fast and without the hassle of a medical exam. Their fully digital application takes minutes, underwriting decisions are instant, and there are no doctor visits or blood draws required. If you need coverage quickly or simply want a straightforward online process, Ethos is one of the fastest paths to getting protected.
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InstaBrain Life Insurance
InstaBrain delivers instant, AI-powered life insurance decisions with no medical exam. Compare term with living benefits, pure term, guaranteed issue, final expense, and accidental death, all fully digital, all in minutes.
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Life Insurance Made Simple. Protection Made Personal. Browse the options below, then book a free 15-minute call, and we will tell you exactly what fits your situation and what it costs.
Not Sure Which Life Insurance Plan Fits You?
Tell us about your health, budget, and goals: we'll compare 30+ carriers and match you to the right coverage in about 15 minutes. No cost, no obligation.
Find My Coverage MatchTerm Life Insurance: The Most Affordable Way to Protect Your Family
Lock in a fixed rate for 10, 20, or 30 years. Term life covers your mortgage, income, and kids' future for pennies a day, most people start here.
Get My Term Life QuoteWhole Life Insurance: Lifetime Coverage That Builds Cash Value
Your rate locks in from day one and never goes up. Whole life stays active for life and builds cash value you can borrow against later.
See If Whole Life Fits My GoalsNo Medical Exam Life Insurance: Fast Approval, Same-Day Options
Health challenges or a past decline don't have to stop you. No-exam and guaranteed issue plans skip the blood draw and doctor visit, many approve same-day.
Check If I QualifyWe Compare 30+ Carriers So You Don't Overpay for Coverage
As an independent brokerage, we're not tied to one insurance company. We shop the market to find the best combination of price, coverage, and approval odds for you.
Compare My Options FreeReady to See What You Qualify For — At No Cost?
In 15 minutes, we'll compare 30+ carriers, tell you what you qualify for, and show you the exact cost at your budget. Zero obligation to buy.
Book My Free Coverage ReviewBlog
The Life Insurance Playbook: A Broker’s Guide To Getting Covered Right
Testimonials
Life Insurance Made Simple. Protection Made Personal.
Schedule a Consultation
We personally review your situation, compare coverage from 30+ top-rated carriers, and find the plan that fits your budget. Most families are surprised how affordable real life insurance coverage is and it only takes 15 minutes.
- 1908 Spruce Drive Northwest, Washington, DC, USA
- Licensed In 20 States
- +1-(202) 641-5953 - Life Insured By Chris
- christopher.franklin@lifeinsuredbychris.com
- Monday – Friday: 8:00 AM – 5:00 PM EST Saturday: By Appointment Response Guaranteed Within 24 Hours Serving • Clients • Nationwide
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